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Kristen Raul ToddChristian CindyClick to Schedule aPhone Call with aBenefit CounselorElenaSamanthaEveryone is welcome to self-enroll. If you doneed to speak to a benefit counselor, therestill may be a few appointments available. OPEN ENROLLMENTMay 5 - June 6th thThe American Fidelity HSA/FSA andvoluntary benefits are ending. The American Fidelity plans are no longerpay roll deducted and the Short TermDisability is completely going away.Click here to view alladditional plan and openenrollment information!Benefit CounselorsOur call center team of benefit counselorsprovides the same great personalizedexperience. This team has been selectedspecifically for your enrollment in the newVoya benefits. Click the icon below toschedule a phone call appointment with oneof these benefit counselors. Great news, there are new replacementplans available with Voya includingAccident, Disability, Critical Illness, HospitalIndemnity, and Life Insurance! Note: If youhad the American Fidelity Cancer plan, lookat the Voya Critical Illness. It covers bothcancer and additional illnesses!

BROCHURESРусскийУкраїнськаClick eachicon to learnabout HSAsand FSAs.VIDEOSOPEN ENROLLMENTMay 5 - June 6th thFSAHSAOpen enrollment for Medical, Dental, and Vision will be comingsoon. These NEW voluntary benefits can be a great addition toyour regular health insurance. ItHow to Enroll: You may self-enroll or speak with abenefit counselor. Click toSelf Enroll Schedule a PhoneCall with a BenefitCounselorEveryone is welcome to self-enroll. If you do needto speak to a benefit counselor, there still may bea few appointments available. Click the icon belowto schedule an appointment. Please note, coverage for the new voluntary benefitsbegins 9/1. Coverage for HSAs and FSAs begins 7/1

Visit www.employeenavigator.comto begin your enrollmentClick the Login In button on the topright corner and then . . .Click Let’s Begin tocomplete required tasks.Schedule an appointmentwith a benefit counselorto answer questions andenroll you in benefits.Need more support?Click HereThere are voluntary benefitsthat might be a good fit for youeven if you are covered by aspouse or parent for your otherbenefits. CLICK TO ENROLLEnrollment InstructionsUse your previoususername and password orRegister as a new user.Your company identifieris: MSBSDSTEP 2STEP 1Employee NavigatorInstructionsorSchedule a PhoneCall with a BenefitCounselor

On-Site enrollment is finished for thisenrollment. Everyone is welcome to self-enroll. If youdo need to speak to a benefit counselor,there still may be a few appointmentsavailable. Click the icon below toschedule an appointment. Click toSelf Enroll Schedule a PhoneCall with a BenefitCounselor

All About Health Savings AccountsWhat is an HSA?An HSA or Heath Savings Account is atax-advantaged account that peoplewith High Deductible Health Plans (HDHP)can contribute to. The funds contributedto the account are not subject to federalincome tax when deposited. You can usethe funds to pay for eligible healthexpenses. The funds roll over from year toyear and allow you to build a substantialsavings for healthcare costs.What is a High Deductible Health Plan?High Deductible Health Plans are atype of health insurance policy with ahigher deductible but lowerpremiums. The lower premiums canmake these plans a cost-effectiveoption for people who are healthy anddo not anticipate needing frequentmedical care. These are often used inconjunction with a Health SavingsAccount and your contributions to theHSA can be used during the time youneed to meet your deductible. Askyour benefit counselor for moredetails! HSA VideoClick to learn more!HDHP VideoSchedule a PhoneCall with a BenefitCounselorDo you have additional questions about yourbenefits? Click the icons below to schedule timeto speak with a benefit counselor.

All About Flexible Spending AccountsWhat is an FSA?FSAs or Flexible Spending Accounts are an employeebenefit that allows employees to set aside pre-taxmoney to pay for certain expenses. There are threedifferent types of FSA offered through your employer. Health FSAsHealth FSAs allow you to set aside pre-tax dollars foreligible medical expenses. Funds can be used for medical, dental, and visionexpenses not covered by insuranceEligible expenses include copayments, deductibles,prescription medications, and some over-the-counter items"Use it or lose it" rule applies - funds generally mustbe used within the plan year.Limited Purpose FSAA Limited Purpose Flexible Spending Account (LPFSA) isa type of tax-advantaged savings account that can beused only for eligible dental and vision expenses. Thistype of FSA is available to individuals who are alsoenrolled in a Health Savings Account (HSA). Common eligible expenses include:Eye exams, glasses, and contact lensesDental cleanings, fillings, and orthodontiaContributions are made pre-tax, reducing yourtaxable income.Dependent Care FSAsDependent Care FSAs help cover expenses related tocaring for eligible dependents. Here's what you need toknow:Covers expenses for children under 13 or disableddependents of any ageEligible expenses include daycare, before/afterschool programs, and summer day campsFunds must be used within the plan yearFSA VideoDependent Care FSA VideoClick to learn more!Schedule a PhoneCall with a BenefitCounselorDo you have additional questions about yourbenefits? Click the icons below to schedule timeto speak with a benefit counselor.

Как записаться: Нажмите на значок ниже, чтобызаписаться на свои преимущества.Открытая регистрация5 мая - 6 июняСкоро начнется открытая регистрация на медицинское,стоматологическое и зрительное страхование. Эти НОВЫЕдобровольные выплаты могут стать отличным дополнением к вашемуобычному медицинскому страховому полису.Нажмите, чтобысамостоятельнозаписатьсяЕсли вам нужна дополнительная поддержка прирегистрации, пожалуйста, обратитесь к своей команде поуправлению человеческими ресурсами.Обратите внимание, что покрытие для новых добровольныхльгот начинается с 1 сентября. Покрытие для HSA и FSAначинается с 1 июля.

Як зареєструватися: Натиснть пктограму нижче, щобсамостйно зареєструватися у своїх перевагах. ВІДКРИТА РЕЄСТРАЦІЯ5 травня - 6 червняВдкритий набр на медичн, стоматологчн та зоров програмитриватиме з 19 по 30 травня. Ц НОВІ добровльн пльги можуть статичудовим доповненням до вашого звичайного медичного страхування.Нажмите, чтобызарегистрироваться самостоятельноЯк зареєструватися: Натиснть пктограму нижче, щобсамостйно зареєструватися у своїх перевагах. Будь ласка, звернть увагу, що покриття нових добровльнихпльг починається з 9/1. Покриття для HSA та FSA починається 7/1

Посетитеwww.employeenavigator.com, чтобыначать регистрациюНажмите кнопку входа в правомверхнем углу, а затем...Нажмите Начнем, чтобы выполнитьнеобходимые задачи.Существуют добровольныепособия, которые могут вамподойти, даже если вызастрахованы супругом илиродителем для получениядругих пособий.Нажмите, чтобы записатьсяНаборРезолюцияИспользуйте своепредыдущее имяпользователя и парольилиЗарегистрируйтесь какновый пользователь.Идентификатор вашейкомпании: MSBSDШАГ 2ШАГ 1

Вдвдайтеwww.employeenavigator.com, щоброзпочати реєстрацюНатиснть кнопку входу у верхньомуправому кут, а потм...Натиснть Давайте почнемо, щобвиконати необхдн завдання.Існують добровльн виплати,як можуть вам пдйти, навтьякщо ви захищен подружжямабо батьками для отриманнянших пльг.РеєстрацїІнструкцїВикористовуйте своєпопереднє м'якористувача та парольабоЗареєструйтесь як новийкористувач.Ідентифкатор вашоїкомпанї: MSBSDКРОК 2КРОК 1Нажмите, чтобызарегистрироваться самостоятельно